Resolve your non-fault accident claims independently with fair settlement

 

Insurance companies don’t like to publicise the fact that thousands of drivers every year resolve their accident claims independently of their insurers. Using a non-fault accident management company for your claim has many benefits, some of which include:

1. No cost to you!
2. Dedicated case handlers.
3. Protecting you from losing your no claims bonus
4. No insurance excess to pay.
5. Manufacturer-approved repairer’s network to manufacturers standards.
6. 24/7 accident roadside recovery.
7. Vehicles are valued and assessed by independent engineers (not the other parties’ insurance company alone, which could be biased).
8. All losses are claimed directly from the at-fault insurer.
9. Get a like-for-like vehicle replacement within 4 hours of your accident.

If you are someone who has just been involved in a road traffic accident, it’s so much more beneficial to let an accident management company manage your claim. Not only will they will be on your side throughout the whole process, but they liase with all parties involved (including both your insurance company and the other parties’ who is to blame).

Don’t settle for less – If the accident was not your fault you don't have to claim on your own Insurance policy and worry about losing not only your no-claims bonus, but also losing your excess. Accident Management companies have been around for years but most people when they have had an accident just make a claim on their own insurance without looking at their options.

You might be wondering where Accident management companies get their customers from, and it might be a surprise to know that this can often include word-of-mouth from other motorists who have had a good experience, breakdown  and recovery companies, vehicle repair bodyshops, insurance brokers, car dealerships and fleet companies.

The main thing to know when using an reputable accident management company with a good track record and many years in business, is that they will be under the umbrella of the Financial Conduct Authority (FCA) and must have a license to operate.

As a result, using one of these companies will enable you let them deal with all the paperwork, stress and hassle of having an accident while providing with a like for like vehicle that is similar in size and specification to yours. As a victim of a non-fault accident you are entitled under the general principles in law to a replacement vehicle on a like for like basis - not a small 3-door Class A vehicle that your insurance company might try offer you.

An accident management service company will organise and negotiate on your behalf if the case also goes to court, with their lawyers and solicitors working to ensure you are paid a fair and full settlement.

Whatever you drive, you are entitled to a similar vehicle to use while your own is being repaired. In the event that your vehicle is a total loss and not roadworthy or repairable, you are also entitled to keep the replacement vehicle until you have been paid the current market value for your own car.